
6 May 2026
Figures a Georgian bank will actually look at
Refinance conversations fail less on design than on mixed currencies, undated asking prices, and occupancy that cannot be tied to a lease. What we put on A3 for that meeting.
A partner once arrived with a colourful occupancy wheel printed from a spreadsheet at home. The banker asked which leases sat behind the green slice. There were none in the folder. The meeting continued, but the wheel did not.
When we prepare investor meeting boards, the first page is a unit list that matches doors. The second is occupancy with a third colour for family occupants. The third is rent in GEL, with a note if any tenant pays in another currency. Asking prices, if used at all, carry the week they were seen.
What we leave off
A forecast of next summer. A comparison with “the Batumi market.” Photographs of sunsets. Those belong in a listing, not in a refinance folder.
If the owner wants euros beside GEL, we add a column and write the date of the rate used, rather than letting a phone app decide during the meeting.
Timing
Four weeks is a full review. If the notary date is already in the diary, say so. We would rather draw six honest A3 sheets from your current roll than walk half a holding and leave the banker with blanks. The speaking note is one page. If you need a speech, that is not our sitting.